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Aviva's volcanic ash insurance

Optional upgrade for Aviva travel insurance

Jasper Kelly Jasper Kelly
Sunday 13 June 2010

From this month, Aviva travel insurance customers are able to protect against cancellation caused by airspace closure with an addition to their annual or single-trip policies.

For £5 per person for a single trip or £10 per person for annual policies, the upgrade covers £5,000 per person for unrecoverable costs. The rules are a bit complicated with two main options being offered.

Policyholders can opt for £100 per person for each day that they are unable to return home, up to a limit of £1,500. This is irrespective of any help given by the travel provider or airline.

Alternatively, the policyholder can accept up to £1,000 per person for any necessary and reasonable travel expenses incurred after 24 hours to make immediate arrangements to get home. The policy will also pay for emergency medical supplies needed to prevent exacerbation or deterioration of a pre-existing medical condition.

Although the obligation of the airlines under EC Regulation 261 is now much clearer than it was back in March, this is a useful and relatively low cost addition to travel insurance. It has to be welcomed, even if only as a second string to passengers’ legal rights.

Tom Harris
Tom Harris, Kent
14 June 2010, 12:56PM

I don't believe it. An insurance company about to offer a policy which actually covers a forseeable risk?
At £10 a year, it seems a good buy, for anyone who has sat in an airport and waited..... and waited....... then rented a car and driven across six countries to get home, then been told that they don't qualify for any payout from the airline or their insurers, because they didn't wait at the airport for a week!

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Fiona
Fiona, London
14 June 2010, 01:00PM

It seems almost certain that more people will have their flights disrupted by volcanic activity, this seems a very good deal to me...

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Martin
Martin, Leeds
15 June 2010, 04:38PM

I can see airlines, as tour operators already do for holiday risks, making these policies mandatory before accepting a booking or offering their own costed alternative. The EC regulation that airlines must bear the cost of passenger's subsistence was surely meant to cover normal operational difficulties, not 'acts of god'.

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